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Take steps to prepare for a long retirement

Take steps to prepare for a long retirement

How long will you live? Of course, your longevity is somewhat unpredictable. But it may be a good idea to plan for a long life — and the financial issues that go along with it. It’s reasonable to think you’ve got a long way to go. In fact, 72% of retirees now think...
Take steps to prepare for a long retirement

ETFs can spell opportunity

Mutual funds offer investors a chance to own shares in dozens of companies, as well as bonds, government securities and other investments. But you might be able to broaden your portfolio further by owning another type of fund — an exchange-traded fund (ETF). An ETF,...
Take steps to prepare for a long retirement

Women retirees may need to adjust financial course

We all hope to retire comfortably. But once we reach retirement, we may need to adjust our expectations and behaviors somewhat in response to financial issues — and that’s especially true for women. So, if you’re a woman, what can you do to live a financially secure...
Take steps to prepare for a long retirement

Biggest threats to a comfortable retirement?

If you save and invest for decades, you’d like to know you can retire without financial worries. Nonetheless, you still have to be aware of some threats to a comfortable retirement — and how to respond to them. These threats include: Inflation – Inflation has...
Take steps to prepare for a long retirement

Special needs trust could ease families’ stress

If you have a family member with special needs, you might face emotional and physical issues, but you also may be concerned about maximizing the financial support your loved one requires. Consequently, you may want to consider establishing a special needs trust. This...
Take steps to prepare for a long retirement

Should you consider 401(k) loans or withdrawals?

At some point, you may have more money in your 401(k) than in any other investment. And even though your 401(k) is intended for your retirement, you may one day think you have to tap into your account early — but should you? And if you do, how should you go about it?...